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Your Mortgage Brokerage For Life.

JCMortgages.ca Is Your Award-Winning Mortgage Brokerage.

Check out why JC Clients rave about the JC Experience! Servicing Waterloo Region, Southern Ontario + anywhere in Canada.

First-Time Home Buying

New beginnings don’t have to be overwhelming. Work with our mortgage professionals to ensure your transaction is as smooth as possible!

Refinancing and Debt Solutions

Looking to tap into your equity to finance education, renovations, or investments? Looking to consolidate debts? A mortgage refinance could save you money in the long run!

Separation Financial Plans

Separations and divorces are challenging for many reasons. It’s our goal to support you through this time and avoid negative long-term implications.

Self-Employed

Leverage the support of a 5-star team. As a self-employed individual, you will likely be subject to challenges when looking for a mortgage. At JCMortgages.ca, we guide you through this process every step of the way.

Mortgage Renewals

Don’t just sign your name on the dotted line! We can start looking at your situation up to 6 months prior to your renewal date to re-evaluate your wants and needs and negotiate for you.

Commercial Mortgage

JCMortgages.ca can help guide you in the right direction to get started on your commercial mortgage transaction.

HELOC, Downsizing, Pre-Approvals

JCMortgages.ca can help you with buying and selling, new credit strategies, downsizing and retirement guidance, pre-approvals, HELOCs (home equity lines of credit), new-to-Canada consultations, and more!

They saved us money, it was easy, and their customer service is fantastic!

Brad MacDonald

They make the mortgage process painless!

Erik Schito

There were no questions unanswered or stress.

Mike Pleau

About The Owner

Janna Dawdy

Nearly 30 years ago, Janna Dawdy embarked on her journey in the financial industry. Today, she is not only a successful entrepreneur but also an award-winning mortgage broker, devoted wife, and mother of five.

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About The Owner

Janna Dawdy

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Nearly 30 years ago, Janna Dawdy embarked on her journey in the financial industry. Today, she is not only a successful entrepreneur but also an award-winning mortgage broker, devoted wife, and mother of five.Keep Reading

Obtaining a mortgage can stir a whirlwind of emotions – whether you’re a first-time buyer, seeking a larger space for your growing family, navigating through a separation, or aiming to tackle debt. Janna leads her team with the steadfast belief that JCMortgages.ca will be Your Mortgage Brokerage for Life!

With a focus on honest, upfront guidance and an abundance of client appreciation, Janna ensures that when we say “Welcome to the JC Family,” we genuinely mean it.

Discover why Janna stands as a CMP Top 75 Broker in Canada, a CMP Woman of Influence and has accumulated 400+ five-star Google reviews.

You Can Expect More From Your Mortgage Brokerage.

Walking you through your mortgage step-by-step is just the beginning of what we hope will be a lifelong relationship. Even after your mortgage closes, you will continue to enjoy the JCMortgages.ca experience.

Competitive Rates

We work with multiple lenders that have access to exclusive rates to negotiate the best deal for you.

Best Advice

Unlike banks, we work for you. All the advice you’ll be given will be completely custom to your situation.

Peace of Mind

The Canadian Association of Accredited Mortgage Professionals has a strict Code of Ethics to maintain.

Speed & Convenience

We work around your schedule to help make the transaction as easy and convenient as possible.

Preserve Credit Rating

When you shop for a mortgage you will accumulate lender inquiries on your Credit Report that can ultimately affect your mortgage rate and term. We use just one credit pull to avoid this.

Pre-Approval

Whether you are shopping for a mortgage for a new home or refinancing your existing mortgage, a broker can help you obtain a pre-approval so you know what to expect.

Anita TenBruggencate
Anita TenBruggencate
Janna and her crew are very giving and show appreciation to their clients and community. JC Mortgages has been finding us the best rates for years. Thanks!
Cam
Cam
Great experience from start to finish with our first refinance. Professional and kind people working here. I felt Janna always had our best interests at heart. Thank you both Jannna and Carrie!
ani palvetzian
ani palvetzian
Amazing team full of many amazing women! 100% recommend JCMortgages.ca to refinance ir get a new mortgage!
Tyler Jolkowski
Tyler Jolkowski
Jc mortgage is the best broker around!! Always friendly and there to help!
Shawne Toomer
Shawne Toomer
JCMortgages has been extremely helpful to us with every step of our lives for the last few years. If I could add another star to their rating I would. Thankyou from our hearts 💕
Jennifer Smith
Jennifer Smith
The whole team was very helpful when we were purchasing our home! They were very timely and took the stress out of a very stressful time! Amazing experience 👍
Debbie Carmichael
Debbie Carmichael
A wonderful experience
Sabrina Brown
Sabrina Brown
Great customer service and would highly recommend when renewing your mortgage.
richard murray
richard murray
JC Mortgages, the staff are very dedicated, detailed, and professional. They make you feel like family and they’re always easy to get a hold of. Their expert advice removes any doubts one may have and made us feel confident and comfortable. They also helped my wife and I secure a new mortgage rate this year at an amazing and affordable price . We couldn’t have done this without them! Thank you Janna and your entire team!
Laura Pirwitz
Laura Pirwitz
Janna and her team have always been professional and throw some great community events. We once left for a short time, but now we are back to stay for life!