Your Mortgage Agent for Life!

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Your Award Winning Brokerage

Google Rating
5.0
Based on 170 reviews
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Facebook Rating
5.0
Based on 59 reviews
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Offering you:

  • buying and selling
  • 1st time home buying guidance
  • refinancing and debt solutions
  • rental property investing strategies
  • new credit strategies
  • separation financial plans
  • downsizing and retirement guidance
  • pre-approvals
  • home equity lines of credit
  • new to Canada consultations
  • and more!

Bypass confusion, high rates and hidden costs.

Partnering with JCMortgages.ca, we give you a clear, personal experience to reduce stress, save you time and offer financial confidence. Enjoy the benefits of 25 years of professional mortgage representation.

Making mortgages make sense!

Meet With An Agent

Did You Know?

We are with you every step of the way. A new way to mortgage. Expect more from your mortgage agent, including:

Speed & Convenience

Agents work around a client’s schedule to help make the transaction as easy and convenient as possible.

Preserve Credit Rating

When you shop for a mortgage, there is an accumulation of lender inquiries on your Credit Bureau Report. This can often affect credit rating and ultimately your Rate and Term of Mortgage.

Pre-Qualification

Whether you are shopping for a mortgage for a new home or refinancing your existing mortgage, an agent can help you obtain a pre-approval. Often the pre-approval can hold up to a 120-day interest rate guarantee.

Competitive Rates

Agents deal with multiple competing lenders and can often access exclusive rates. They also have the power to negotiate rate discounts from lenders, which are passed on to their clients.

Knowledgeable Advice

Agents offer consultative service, advice and solutions that are customized to each client’s needs. Unlike other models, mortgage agents work with you and for you.

Walking you through your mortgage step-by-step is really just the beginning of what can grow to be a lifelong relationship. We have the most access to a wide range of mortgage rates, options and the market knowledge to secure competitive rates and terms that benefit you.

Our goal is to meet the needs of our clients and see them through their mortgage transaction, from start to finish. When your mortgage closes, we continue to work for you, sending you updates and reminders, giving you peace of mind that we are only a phone call away.

Meet With An Agent

They saved us money, it was easy, and their customer service is fantastic!

Brad MacDonald

They make the mortgage process painless!

Erik Schito

There were no questions unanswered or stress.

Mike Pleau

Because a difference needs to be made

In just 15 years, JCMortgages.ca went from an independently run home-office service to a one-of-a-kind storefront. With growth comes opportunity, and we’re an office that’s more than just mortgages. Founded in an effort to bring together our clients and community, JCMakes A DIFFERENCE is our very own philanthropic movement.

Learn More

One of A Kind Mortgage Office:

299 Manitou Dr. Unit A2, Kitchener, ON N2C 1L5

Lorraine Young Balsom
Lorraine Young B.
00:41 09 Jun 20
I have to say I have never had a better experience,I loved working with Janna and her team,they are the best.They know what you want and they get the job done.P.S.Thank you so much for the beautiful welcome sign,I will be definitely using it.
Heather Elizabeth
Heather E.
12:43 30 May 20
Michelle was so great to work with! She and the team did all the heavy lifting and made sure I had the best rate. The process was organized and stressless for my renewal and when we closed, I woke up to a brand new 'Welcome' sign on my front porch! Thanks so much! Would not go anywhere else!!
Lu-Ann Procter
Lu-Ann P.
21:18 28 May 20
Janna and her team were a pleasure to work with. Helpful, professional, and very responsive to our questions.