- buying and selling
- 1st time home buying guidance
- refinancing and debt solutions
- rental property investing strategies
- new credit strategies
- separation financial plans
- downsizing and retirement guidance
- home equity lines of credit
- new to Canada consultations
- and more!
Bypass confusion, high rates and hidden costs.
Partnering with JCMortgages.ca, we give you a clear, personal experience to reduce stress, save you time and offer financial confidence. Enjoy the benefits of 25 years of professional mortgage representation.
Making mortgages make sense!
Did You Know?
We are with you every step of the way. A new way to mortgage. Expect more from your mortgage agent, including:
Speed & Convenience
Agents work around a client’s schedule to help make the transaction as easy and convenient as possible.
Preserve Credit Rating
When you shop for a mortgage, there is an accumulation of lender inquiries on your Credit Bureau Report. This can often affect credit rating and ultimately your Rate and Term of Mortgage.
Whether you are shopping for a mortgage for a new home or refinancing your existing mortgage, an agent can help you obtain a pre-approval. Often the pre-approval can hold up to a 120-day interest rate guarantee.
Agents deal with multiple competing lenders and can often access exclusive rates. They also have the power to negotiate rate discounts from lenders, which are passed on to their clients.
Agents offer consultative service, advice and solutions that are customized to each client’s needs. Unlike other models, mortgage agents work with you and for you.
Walking you through your mortgage step-by-step is really just the beginning of what can grow to be a lifelong relationship. We have the most access to a wide range of mortgage rates, options and the market knowledge to secure competitive rates and terms that benefit you.
Our goal is to meet the needs of our clients and see them through their mortgage transaction, from start to finish. When your mortgage closes, we continue to work for you, sending you updates and reminders, giving you peace of mind that we are only a phone call away.
They saved us money, it was easy, and their customer service is fantastic!Brad MacDonald
They make the mortgage process painless!Erik Schito
There were no questions unanswered or stress.Mike Pleau
Because a difference needs to be made
In just 15 years, JCMortgages.ca went from an independently run home-office service to a one-of-a-kind storefront. With growth comes opportunity, and we’re an office that’s more than just mortgages. Founded in an effort to bring together our clients and community, JCMakes A DIFFERENCE is our very own philanthropic movement.