Your Mortgage Agent for Life!

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Your Award Winning Brokerage

Google Rating
5.0
Based on 195 reviews
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Facebook Rating
5.0
Based on 59 reviews
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Offering you:

  • buying and selling
  • 1st time home buying guidance
  • refinancing and debt solutions
  • rental property investing strategies
  • new credit strategies
  • separation financial plans
  • downsizing and retirement guidance
  • pre-approvals
  • home equity lines of credit
  • new to Canada consultations
  • and more!

Bypass confusion, high rates and hidden costs.

Partnering with JCMortgages.ca, we give you a clear, personal experience to reduce stress, save you time and offer financial confidence. Enjoy the benefits of 25 years of professional mortgage representation.

Making mortgages make sense!

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Did You Know?

We are with you every step of the way. A new way to mortgage. Expect more from your mortgage agent, including:

Speed & Convenience

Agents work around a client’s schedule to help make the transaction as easy and convenient as possible.

Preserve Credit Rating

When you shop for a mortgage, there is an accumulation of lender inquiries on your Credit Bureau Report. This can often affect credit rating and ultimately your Rate and Term of Mortgage.

Pre-Qualification

Whether you are shopping for a mortgage for a new home or refinancing your existing mortgage, an agent can help you obtain a pre-approval. Often the pre-approval can hold up to a 120-day interest rate guarantee.

Competitive Rates

Agents deal with multiple competing lenders and can often access exclusive rates. They also have the power to negotiate rate discounts from lenders, which are passed on to their clients.

Knowledgeable Advice

Agents offer consultative service, advice and solutions that are customized to each client’s needs. Unlike other models, mortgage agents work with you and for you.

Walking you through your mortgage step-by-step is really just the beginning of what can grow to be a lifelong relationship. We have the most access to a wide range of mortgage rates, options and the market knowledge to secure competitive rates and terms that benefit you.

Our goal is to meet the needs of our clients and see them through their mortgage transaction, from start to finish. When your mortgage closes, we continue to work for you, sending you updates and reminders, giving you peace of mind that we are only a phone call away.

Meet With An Agent

They saved us money, it was easy, and their customer service is fantastic!

Brad MacDonald

They make the mortgage process painless!

Erik Schito

There were no questions unanswered or stress.

Mike Pleau

Because a difference needs to be made

In just 15 years, JCMortgages.ca went from an independently run home-office service to a one-of-a-kind storefront. With growth comes opportunity, and we’re an office that’s more than just mortgages. Founded in an effort to bring together our clients and community, JCMakes A DIFFERENCE is our very own philanthropic movement.

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One of A Kind Mortgage Office:

299 Manitou Dr. Unit A2, Kitchener, ON N2C 1L5

denise rayner
denise R.
18:46 16 Sep 20
Janna and her team go the extra mile to help in every situation to make your mortgage transition stress free
Greg Toller
Greg T.
14:52 16 Sep 20
Michelle at JC helped me figure out my mortgage during a really stressful time. She helped me out so much! It was truly above and beyond.
imstillcranky
imstillcranky
03:36 16 Sep 20
We can't say enough good things about JC Mortgages. Totally professional, very responsive to all inquiries regarding our Mortgage. We have recommended to several people we know who were on the market for a new mortgage.